Collateralization came to Reental

Can you imagine obtaining liquidity without selling your investments? In Reental, we have taken another step towards the financial future with the launch of our collateralization market. If you are already investing with us or are interested in the advantages of tokenized investment in real estate projects, this item is made for you.

Discover how collateralization transforms your real estate tokens into tools to boost your returns, without sacrificing your assets. Are you ready to take advantage of this unique opportunity? Keep reading!

Why is collateralization such a powerful milestone for Reentels?

Collateralization isn't just a new feature in Reental; it's a transformative tool that expands investment possibilities and redefines what it means to be part of our community. This new feature marks a before and after in how investors can manage their capital, maximize their returns and take advantage of their real estate portfolio in a strategic way.

At Reental we have always differentiated ourselves by making the complex accessible. From the tokenization of real estate projects to the creation of a secondary market, our mission has been to democratize real estate investment. Now, with collateralization, we're taking this mission one step further, offering investors a tool that combines the best of traditional finance and the blockchain ecosystem.

Collateralization positions us as pioneers in a constantly evolving market. Not only are we demonstrating our ability to adapt to trends, but we are also leading the way towards a more flexible, inclusive and profitable investment model.

Collateralization isn't just a feature, it's a growth lever. Reental investors now have a tool in their hands to:

1. Get liquidity without sacrificing your investments: Being able to use a token as collateral means that you can free up capital to reinvest, cover expenses or diversify, without selling your assets or giving up the returns they generate.
2. Increase your investment capacity: With this tool, SuperReentels can leverage their portfolio and participate in more projects without the need to add new capital from scratch.
3. Take advantage of new opportunities: By reinvesting the funds obtained, SuperReentels can multiply their exposure to the real estate market and access exclusive projects with high returns.

A product designed for SuperReentels

Collateralization is not a tool for just any investor; it's a product designed with Super Reentels, our most committed and strategic community.

If you are not yet Super Reentel, this is the perfect time to take the leap. By becoming an SR, you will not only have exclusive access to the collateralization market, but also to other unique advantages such as premium projects, preferential conditions and the ability to maximize your returns through advanced strategies. Being an SR isn't just a degree, it's a statement that you're ready to take your investments to the next level.

How does collateralization work in Reental?

Our system is simple yet powerful. Here are the basic steps:

1. Selecting the token as collateral

• Access the collateralization market.
• Choose the real estate token that you want to use as collateral.
• Connect your wallet and confirm the transaction.

2. Apply for a loan

• Define the amount you need (up to 75% of the value of your token).
• Check the conditions of interest (Borrow APY).
• Receive the loan in USDT in your wallet in minutes.

3. Debt Management

• You pay interest manually from the platform.
• Monitor the “health factor” of your loan to avoid risks.

4. Remove your collateral

• Settling the debt frees up your token, allowing you to access your capital gain on the property.

Steps to Maximize Your Benefits

1. Don't ask for the maximum allowed: Maintain a margin to reduce risks.
2. Diversify your investments: Use multiple tokens for greater stability.
3. Strategic Reinvestment: Take advantage of capital for new properties with high returns.
4. Regularly monitor: Use the platform's tools to follow the status of your debt.

Key Terms You Should Know

Remember that collateralization involves using an asset as collateral to obtain a loan. In this case, real estate tokens represent the assets used as collateral.

Supply APY

The return obtained by those who deposit USDT in the market. It increases if the demand for loans grows.

Borrow APY

The interest you pay on the requested loan. This varies depending on supply and demand.

Health Factor

An indicator that measures the security of your position:

• Greater than 1.5: Safe area.
• Close to 1: Moderate risk.
• Less than 1: Liquidation risk.

Settlement Threshold

If your debt reaches 80% of the value of your security, the system automatically sells the collateral to cover it.

Accumulated interest

‍Interest is calculated in blocks and added to your debt in real time. You can view them in the control panel.

Common advantages and fears of our collateralization system

‍A Step Towards the Financial Future

Collateralization isn't just a tool, it's a clear message: Reental is building the future of decentralized finance in real estate. For Reentels, this means being part of a revolution that is breaking barriers between traditional finance and the blockchain world. With every feature we add, we make your investment experience more complete, secure and exciting.

If you are Reentel, collateralization is a unique opportunity to consolidate your position as a strategic investor in the tokenized real estate market. By understanding and taking advantage of this functionality, you are not only optimizing your portfolio, but also embracing an innovation that few offer. This is the time to act, learn and take advantage of the competitive advantages that Reental offers you.

The question isn't why you should be interested in collateralization, but rather: how are you going to take advantage of it to achieve your financial goals? Because at Reental, we continue to transform the “how” and “what” of real estate investment, so that every Reentel can proudly say: “My investments work for me.”

FAQs

What if I can't repay my loan?

If you reach 80% of the value of your security, your tokens will be automatically liquidated to pay off the debt. However, you'll always receive notifications before this happens.

How long do I have to repay the loan?

There is no fixed deadline. You can return it whenever you want, as long as you keep your health factor at a safe level.

What happens to my token's dividends while it's collateralized?

You continue to receive dividends normally, even if your token is as collateral.

How is the interest on the loan paid?

For now, interest payments are not automated. You must have USDT available in your wallet.

How does Supply APY affect performance?

El Supply APY depends on the amount of USDT that is deposited and requested as a loan in the market:

• If there is more demand for loans, the APY for those who lend USDT increases, making the market more attractive.
• The initial parameters are set by Reental, but then the protocol is automatically adjusted based on supply and demand.

What risks are there if someone can't pay their debt?

If someone doesn't pay their debt:

• The collateral is still there as a guarantee.
• You can't foreclose on the collateral until the debt is paid off.
• The protocol ensures that lenders will be protected with available collateral.

Will new projects be available for collateralization?

Yes, new properties will be continuously listed for collateralization.

What about the fees associated with collateralization?

When someone applies for a loan in the collateralization market, they pay an interest rate (Borrow APY). At the same time, those who provide liquidity (the underwriters) receive a return (Supply APY). Between these two rates there is a Percentage difference, which varies depending on market supply and demand.

Currently, it has been established that the 10% of that difference will be distributed as follows:

• 2% for AAVE: This percentage goes to the DeFi platform that acts as an intermediary in transactions, ensuring the operability of the protocol.
• The remaining 8%: It is distributed among the users who do staking with the RNT token, Reental's native token.