Blog Post

Reenlever: The first decentralized real estate token lending marketplace that operates with assets from 5 countries

Andrés Glennen
Andrés Glennen
December 14, 2024
DeFi Reental

The financial world is changing at a breakneck pace. Solutions that were once exclusive to banks and traditional markets have evolved into more accessible, global and decentralized models. In this context, Reenlever You emerge as a revolution: a decentralized lending market that allows investors to use real estate tokens as collateral, offering immediate liquidity and exponential returns. If you're looking to maximize your investments while participating in an innovative financial model, keep reading this article.

Reental Takes a Leap Forward with AAVE

Thanks to its integration with the AAVE protocol, recognized for managing a collateral value of more than 21 billion euros.

Reental now allows tokenized investors to access secured loans with their real estate tokens.

This collaboration makes Reental the First Tokenized Investment Platform which allows tokens backed by real estate to be collateralized in five different countries, combining security, transparency and financial flexibility.

What is Reenlever?

Reenlever is a decentralized P2P lending platform that offers immediate liquidity to investors with real estate tokens. Instead of selling your tokens and losing long-term benefits, you can use them as collateral to obtain funding and continue to generate returns.

What distinguishes Reenlever Is it its decentralized design based on Smart Contracts, ensuring security, transparency and automation without intermediaries.

Why choose a decentralized platform?

In a world where traditional financial institutions monopolize access to resources, Reenlever represents a paradigm shift. Decentralization provides key benefits such as:

  • Increased transparency: There are no middlemen who manipulate terms or charge hidden fees.
  • Reinforced security: The Smart Contracts automate and secure every operation.
  • Global access: Participate from anywhere in the world with access to an internet connection, connecting to a global network of users.
  • Total flexibility: Request up to 80% of the value of your tokens as a loan, with the peace of mind that the collateral supports the transaction.

If the loan is not repaid, the lender has the option of liquidating the collateral to recover their funds, minimizing the risk of defaults.

How does this loan system work at Reenlever

The process in Reenlever is simple and effective, designed to maximize the user experience:

  1. Select your tokens
    Choose the tokens backed by real estate assets that you want to use as collateral.
  2. Set up the loan
    Define the amount you need and let the system connect your request with users interested in funding it.
  3. Access liquidity
    Once approved, you'll receive the funds directly in your digital wallet to use as you prefer.
  4. Get your tokens back
    Meet the agreed terms, and your tokens will once again be available to continue generating benefits.

This model eliminates traditional barriers, offering a flexible and accessible financial system for all investors.

Compiled benefits for investors

Here's a list of some of the most notable benefits:

  • Exponential return: You Can Reach 30% of annual return thanks to the opportunities generated by intelligent leverage.
  • Liquidity without selling assets: Use your tokens as collateral without sacrificing their profitability.
  • Global and Decentralized: Participate in a borderless market with assets from five countries.
  • Without intermediaries: The entire process is automated through smart contracts, eliminating traditional barriers.
  • Ease of use: Designed so that both novice and experienced investors can benefit without complications.

Those who add liquidity with USDT to the protocol are rewarded with a profit of approximately 13%. There is no longer an excuse to have your savings or investments stopped, as is the case of investing in the real estate sector, or remunerated accounts. Nowadays, the collateralization market offers you the liquidity you are looking for.

Use cases How can it transform your investments?

Imagine that you have tokens in real estate projects and a unique investment opportunity emerges, or you need to cover an unexpected expense. With Reenlever, you can use these tokens as collateral and quickly access a loan without going through banking procedures, using this fund to capitalize on that opportunity without giving up your original benefits, or dealing with this unforeseen event and providing an effective solution.

Think that instead of placing your savings in a fund or remunerated account that only offers you 2 or 3% per year, you now allocate them to a platform that offers you returns such as 12% passively for depositing this liquidity to the protocol. And if you add to this the possibility of leaving as collateral these investments you have in real estate projects, the possibilities are endless.

These are just two examples of how this platform can improve your ability to manage and multiply your resources. Leverage is a powerful financial tool that allows investors to maximize the return on their capital, even with limited resources. Traditionally, leverage can be associated with mortgages: a bank lends money at a low interest to acquire an asset, such as a house, that generates a higher return. However, thanks to tokenization and decentralized finance, this mechanism is now available to any investor with a stake in tokenized real estate.

Technical-practical example to understand the real benefit of this tool

  1. Imagine that you own a real estate token worth €50,000. If you borrow 70% of its value (35,000€) at 7% annual interest, you'll pay approximately 2,400€ per year in interest.
  2. If you reinvest that 35,000€ in a product with a return of 11%, you will get 3,800€ per year.
  3. The difference between what you pay (2,400€) and what you generate (3,800€) equals a net profit of 1,400€, increasing your initial return by almost three percentage points.

With strategies like this, you can significantly improve your financial results, showing that with your same initial capital invested of €50,000 instead of earning 5500 in one year you earn 6900, thanks to good strategic use and leverage.

The potential of leverage is amplified by reinvesting borrowed capital in profitable products or even by leveraging multiple times, provided there is liquidity in the market. This allows investors with as little as €5,000 to obtain access to funding to significantly expand their profits, replicating strategies that were historically only available for large assets

The materialization of the real difference between the tokenized investment model in Real Estate vs Crowdfunding

It has been demonstrated (once again) that the tokenization model far outweighs the traditional real estate investment model. With this development, the tokens of real estate projects not only represent property rights, but are also consolidated as a powerful financial tool.

The integration with AAVE and the global reach of Reenlever they open new doors for investors, consolidating an accessible and inclusive financial model. This represents a radical change in how we understand asking for a loan. From now on, and thanks to colaterization, our users will be able to use the tokens they have purchased to invest in a property as security or collateral to request a loan at any time (24/7), with a couple of clicks and without the need for a previous study, because the guarantee for the lender will be that digital asset with an underlying real-world value.

This step places the revolutionized tokenization sector, laying the foundations for a model for other players in the market to explore investment possibilities in RWA, opening the way to a more accessible, inclusive and sustainable financial ecosystem, where physical assets can be as liquid and dynamic as digital assets.

Reenlever Transforms the way investors manage their wealth and access opportunities Are you ready to maximize your financial potential? Don't wait any longer, visit www.reenlever, com and discover how you can transform your investments.

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